Author Archives: Jason

About Jason

My name is Jason Richards, and I am an attorney in Northern Utah. I run my own practice and have offices in Ogden and North Salt Lake. I grew up in Ogden and attended local public schools. I graduated from the University of Utah Law School with a juris doctorate degree. My practice primarily centralizes on bankruptcy and debt collection. I also specialize in criminal defense and other areas of civil litigation. I represent clients who are suffering from crushing debt that seems hopeless. I have helped many people file for relief under Chapter 7 and Chapter 13 of the United States Bankruptcy Code. I have also helped dozens of clients renegotiate their debt and defend them in debt collection actions with ruthless creditors. If not dealt with promptly and aggressively, creditors will achieve their goal to collect. Bankruptcy is certainly not the solution for everyone. Everybody's situation is different. The best way for you to determine if it is right for you is by consulting with a local bankruptcy attorney. Bankruptcy has helped millions of Americans receive a fresh start and financial independence.

Asset Protection

Asset Protection I have been asked several times recently what steps a person can take to protect their assets. A skilled attorney should be well-versed in the process of asset protection planning. Our office routinely advises small-business owners on the … Continue reading

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Is Cheaper Better?

I had a friend in college who would only drink a particular brand of bottled water. It never ceased to amaze me how much money this girl spent on a product that was readily available, at no cost, almost everywhere … Continue reading

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Bankruptcy Trustee vs. College Kids

There is an ever-increasing trend in bankruptcy practice for court-appointed bankruptcy trustees suing college kids and their parents to recover money paid toward tuition. Under 11 U.S.C. § 548, the trustee may reverse a fraudulent transfer of property made by … Continue reading

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Bankruptcy and the Book of Mormon

A Wall Street Journal blog post discussed an interesting bankruptcy case in Illinois. Anna Robinson filed for chapter 7 bankruptcy in 2014. When you file for bankruptcy, all of the property you own becomes property of the bankruptcy estate. The bankruptcy estate, … Continue reading

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Undue Hardship of Student Loans

Many different financial experts predict that student loan debt could be the next financial time-bomb facing the U.S.economy (WSJ, MarketWatch, NPR, Forbes). One particular reason for this, is that the Bankruptcy Code provides practically no relief for “student loans.” Traditional, or … Continue reading

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New Utah laws affecting bankruptcy

The Utah legislature is poised to pass several laws this session that will directly impact bankruptcy cases in Utah. Most people know that bankruptcy cases are governed by federal law (Title 11 of the United States Code). However– changes in laws that … Continue reading

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The Stigma

Every so often I like to re-publish this post. Bankruptcy is a financial tool to get back on your feet. It is provided for in the constitution of our country. Walt Disney Filing for bankruptcy protection is not an easy … Continue reading

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